County Court Judgement
Are you confused by the county court judgement process and need help taking your debt through the court system? At CEA Ltd, our dedicated debt recovery team can handle the application process for you or transfer existing county court judgements to a high court writ for enforcement.
County Court Judgement Process
If, after following the debt protocol process or chasing an unpaid invoice, the debtor has still not paid, you can apply for a county court judgement against them. At Civil Enforcement Agents Ltd we can conduct this process for you.
Once you have a county court judgement (CCJ) for a debt there is no time limit on how long you have to enforce this. However, where a CCJ is more than six years old you will need to gain permission from the court in order to use enforcement action.
You can make a claim for money against an individual or a company online. There is a sliding scale of fees depending on the amount of your claim.
You will also need to work out the amount of interest that is owed on the debt. For personal debts, not to a business, the rate used is typically 8% (above base rate).
If the person disputes the claim or denies owing the money you may have to go to court. Where the court rules in your favour, if the debtor doesn’t respond or they admit owing the money but don’t pay, they will be ordered to pay.
County Court Judgement Enforcement
There are then further steps that you can take to collect the money if they still fail to pay. This includes the use of high court enforcement through a writ of control.
Where your debt is over £600 we can apply to the High Court to have your county court judgement transferred to a Writ. This enables certificated enforcement agents (bailiffs) to contact the debtor and attend at their home if they still fail to pay. They can assess if the debtor has any assets which can be sold to cover the debt.
The additional costs of applying for a High Court Writ will be added onto the amount of the debt.
Get in Touch
For more information about our services or how we can assist, please contact our team today.
